Borrower Traditional and Hybrid Experience

Traditional Closing: 

With Traditional Closings, borrower(s) will complete the signing process in front of a notary, and documents that are sent to Blend are for borrower to review in their Borrower Portal. 

They will receive and email such as this below: 

After clicking the link within the email, the borrower will be brought into Blend where they can complete the Closing Documents task

All of the closing documents that were sent to Blend will display for the borrower for review.

Hybrid Experience:

In Hybrid closings , a combination of documents will be available for review and for signing through Docusign.

When the closing documents are ready to be e-signed, the borrower will receive an email notification as before. After clicking the link and being directed to Blend, they will be prompted to complete the Closing Package task. This task contains the documents requiring an electronic signature, as designated by the lender.

When the borrower is in Blend and they click Complete Task, they will be prompted to proceed to the signing experience.

They will automatically be sent to DocuSign where they will complete the signing of their documents.

Once all of the required documents are signed, the borrower will have completed all the necessary tasks within Blend. They can download and view their documents within Blend if they choose to do so.

The next, and final step, would be for them to sign the documents requiring the presence of a notary as agreed upon with their closing agent. These documents were already routed to the settlement agent and notary and are found in the Settlement Agent Workspace.